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Income replacement

Income Replacement After a BC Motor-Vehicle Injury

Enhanced Care includes income-replacement rules for eligible people whose crash injuries prevent work. Calculations differ by employment and personal circumstances.

Questions to Clarify

Were you working?

Full-time, temporary, self-employed and other earning circumstances can be treated differently.

What income information is required?

ICBC may require earnings and employment documents to determine the statutory calculation.

Can you work partially?

Reduced earnings and gradual return-to-work situations can change the benefit.

Has ICBC changed or ended the benefit?

Ask for the decision and reasons, then review dispute options promptly.

Dispute options →

Use Current Rules

Income-replacement formulas, maximums and indexing can change. Use the current Insurance (Vehicle) Act, Enhanced Accident Benefits Regulation and ICBC guidance for the year in question.