Different legal model
The former system allowed bodily-injury tort claims in circumstances where current Enhanced Care generally bars them.
Enhanced Care applies to accidents occurring on or after May 1, 2021. A crash before that date can involve the previous insurance and tort framework, so old claims should not be analyzed using post-2021 assumptions.
The former system allowed bodily-injury tort claims in circumstances where current Enhanced Care generally bars them.
Older accident benefits and limits can differ from current Enhanced Care.
Older claims can involve significant limitation-period questions. Specific legal advice may be essential.
Claims already settled, litigated or subject to court orders require case-specific review.
ICBC's current claim pages flag that crashes before May 1, 2021 are treated differently. If an old claim is unresolved, obtain current legal advice rather than relying on a new-claim guide.